Cash Flow Planner: With AI, this system can predict daily cash flow needs for the next 90 days. This can be crucial as a business owner will be in a better position to take actions to avoid major problems. The Cash Flow Planner also provides recommendations, such as for sending out invoice reminders and getting a loan. QuickBooks Capital: Unless your company has a couple years of history, a bank will likely not extend a loan. This is due to an inherent conservatism but also a backward-looking approach to scoring risk.

Cash Flow Planner: With AI, this system can predict daily cash flow needs for the next 90 days. This can be crucial as a business owner will be in a better position to take actions to avoid major problems. The Cash Flow Planner also provides recommendations, such as for sending out invoice reminders and getting a loan. QuickBooks Capital: Unless your company has a couple years of history, a bank will likely not extend a loan. This is due to an inherent conservatism but also a backward-looking approach to scoring risk.

Intuit recently announced QuickBooks Capital, a new small business lending product that provides users of QuickBooks access to small business loans up to about $35,000. This new service's lending process is done algorithmically and from within QuickBooks itself. Thanks to big data and machine learning techniques, most borrowers will know whether or not they are approved for a loan in just a a few minutes. Lack of credit is consistently one of the top challenges for small businesses. And for new businesses (those that have been in business less than 5 years), the challenges are even greater.